HowToGetLicensed

Mortgage Loan Officer License: Texas vs Ohio

Thinking about getting your mortgage loan officer license? Here's how Texas and Ohio compare on education requirements, exam fees, total costs, and renewal obligations.

Requirement Texas Ohio
Education Hours 23 hours 24 hours
Exam NMLS SAFE MLO Test NMLS SAFE MLO Test
Application Fee $325 $300
Exam Fee $110 $110
Total Estimated Cost $1,000 - $2,000 $900 - $1,900
Renewal Period Every 1 year Every 1 year
CE Hours 8 hours 8 hours
Renewal Fee $325 $300

Which State Is Easier or Cheaper?

Lower cost: Ohio is the more affordable option, with an average total cost of $900-$1,900 compared to $1,000-$2,000.

Fewer education hours: Texas requires 23 hours of pre-license education, compared to 24 hours in Ohio.

Full State Guides

Compare mortgage loan officer requirements across all 50 states →